The following cartoon shows how the exchanges among Time Bank members happen and the kinds of services the members of a Time Bank might exchange:

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Stanley and his friends are part of a Time Bank where members exchange services to help one another. The picture shows how members’ exchanges reweave community as they circle round.
How Do One-on-One Exchanges Take Place?
The way the exchanges happen is pretty simple. In a nutshell:
Let’s say you need someone to help out in the garden for two hours. You log on to the Time Bank website and find another member who is offering those services, and set up the exchange over email or by phone. (If you don't have Internet access, we will offer you some options for making your transaction happen offline.)
Your new Time Bank friend comes by and helps out in the garden.
The time is reported and logged in the Time Bank. You’ve spent two Time Dollars for two hours of garden help. Your friend has two Time Dollars to spend.
Some day down the road, you’ll get a call from your Time Bank Coordinator or an email from another member asking you: would YOU like to help someone else or join a community project and earn some Time Dollars? And the cycle continues.
You can see a list of example services that might be exchanged in our Time Bank. What do you have to offer? What services could you use some help with?
Adopted from http://www.timebanks.org/neighbor-to-neighbor.htm.

